Last Updated: 2/10/2025

Welcome to Orgatreeker. By accessing or purchasing from our website https://orgatreeker.com/, you agree to comply with the following terms and conditions. Please read them carefully before using our services.

1. General Terms

• Orgatreeker provides digital products such as spreadsheets and templates for personal finance management.
• By purchasing any product, you acknowledge that it is for personal use only and cannot be resold, redistributed, or shared.
• We reserve the right to modify, update, or discontinue any product or service at any time without prior notice.

2. Payment & Pricing

• All payments must be made in full at the time of purchase.
• Prices are subject to change without notice, but you will always be charged the amount displayed at checkout.
• We use secure payment gateways to process transactions, but we are not responsible for any third-party payment issues.

3. No Refund Policy

• All sales are final. Due to the digital nature of our products, we do not offer refunds or exchanges.
• Please review product descriptions carefully before purchasing. If you have any issues with your download, contact support@orgatreeker.com for assistance.

4. Intellectual Property

• All content, including but not limited to designs, templates, and files, is the exclusive property of Orgatreeker.
• You may not copy, modify, distribute, or sell our digital products without explicit written permission.

5. Disclaimer & Limitation of Liability

• Our products are for informational and organizational purposes only and should not be considered financial or legal advice.
• Orgatreeker is not responsible for any financial outcomes resulting from the use of our products.
• We do not guarantee any specific financial results. Your success depends on your own financial management and decisions.

6. Contact Information

If you have any questions or need support, please reach out to us at:
📧 Email: support@orgatreeker.com
🌐 Website: https://orgatreeker.com/

By purchasing and using our products, you agree to these Terms & Conditions. If you do not agree, please do not use our website or services.