Take the personalised 2-minute audit. See exactly where your salary is leaking — and get the system to fix it.
Watch this first — it shows exactly how the system works
I tracked spending in a notes app. Quit after three days. Downloaded another. Same result every single month. Every tool I tried was built for Western lifestyles — not Indian salaries, EMIs, family transfers, festival spending, or SIPs.
So I built my own system from scratch. A Google Sheets template designed for how we actually earn and spend. 1,000+ people worldwide now use it to save ₹3,000–₹8,000 more every month — without earning a single rupee more.
If yes — you're not bad with money. You just don't have the right system yet.
You earn well. But every month the same sinking feeling hits — and you genuinely can't explain why.
₹40,000 salary. Zero savings. Money disappears between UPI, subscriptions, and Swiggy orders.
Walnut. Money Manager. A notes list. Used each for 4 days. None understood Indian expenses or EMIs.
One unexpected bill and everything falls apart. No emergency fund, no buffer, no financial safety.
Not just a spreadsheet — a full financial operating system built for Indian life.
Enter income once. Splits into Needs, Wants, Savings automatically.
All accounts in one view. Always know where your money sits.
Track monthly SIPs, project wealth over 1, 3, 5 years.
All loans in one place. See what % of income goes to debt.
Emergency fund, trip, wedding — track progress automatically.
Every due date in one calendar. Never get surprised again.
Full year — income vs expenses vs savings, month by month.
Track money set aside for future goals. Watch position grow.
Every tab explained. Set up in 20 minutes — no experience needed.
Free is one tab. Pro is everything you need to take real control.
One-time payment · Instant access · Works on Google Sheets · Mobile friendly
"Was spending ₹8,000/month on food deliveries and had absolutely no idea. Cut it to ₹3,500. Saving ₹4,500 extra now."
"Found ₹12,000 in subscriptions I forgot about. In 20 minutes. My finances make sense for the first time."
"Budgeting used to give me anxiety. This made it feel doable. I look forward to month-end reviews now."
Real screenshots from real users














Take the personalised audit — or go straight to Pro. Either way, you'll have total financial clarity by tomorrow.